Rising heat and floods significantly reduce worker productivity and disrupt supply chains in India's exposed sectors. The author asserts businesses must move beyond climate action as mere disclosure or infrastructure. Prioritizing practical workplace adaptation – like heat-safe sites, cooling breaks, and flood-resilient logistics – is vital. These are essential productivity investments, not just welfare. Current policies and corporate approaches inadequately address these risks for informal workers. India’s future growth hinges on safeguarding its workforce against increasing climate vulnerability, demanding a fundamental rethink by businesses and policymakers.